Your credit score is a representation of your credit report and payment history. Every time you apply for a loan, use a credit card, miss a payment, or go over your credit limit, a report is generated by that action to one of the credit bureaus. It includes a record of your on-time and late payments, past and present credit accounts, accounts charged off, or accounts referred to collection agencies, negative entries over the last seven years, bankruptcies over the last 10 years, public records. Your credit action is factored into a formula that generates your credit score.
There are three credit bureas, Experian, Equifax, and Transunion. They are independent agencies and your information will not be indentical with each one. They monitor your payment activity, record your payment history, and give you a credit score that they sell to other institutions.
In this seminar learn how to find out your credit score and methods to improve it.
Who Should Attend
Anyone intersted in understanding financial credit.
September 29, 2016
CSU's Monte Ahuja College of Business, 1860 E. 18th St., Cleveland, OH 44115 (map)
No refunds will be issued if notification is not received seven business days prior to the first day of class. Registrants who cancel will receive a refund, less a $50 processing fee, if we receive written notification a minimum of seven business days prior to the first day of class.